I'm thrilled to share that Atomic Insights is the first fintech to go live on Schwab Advisor Services' new Move Money Transfers API. Starting today, ACH payments transmit directly from the Atomic Platform into Schwab. No portal re-entry, no manual hand-offs.

When we started Atomic, the problem we kept seeing was that wealth management had digitized the surface layer, but the operational engine underneath stayed manual and fragmented. Ops teams were still re-keying payment details into custodian portals to get transactions done.

This is the fix. With direct API execution, payments move from instruction to settlement inside one unified workflow - ingestion, validation, approval, transmission, and reconciliation, all in one place. ACH is the first of four payment types rolling out through Schwab's framework; wires, journals, and checks will follow.

It's a meaningful step toward the model we've always believed in: execution living inside the system, not bolted on top of it. And it's the first phase of a deeper integration with Schwab's money movement infrastructure, extending end-to-end execution across custodians and payment types.

We're grateful to the Schwab Advisor Services team for building this alongside us, and to the RIAs and Family Offices, now representing over $120 billion in assets on platform, who've trusted us to modernize how they move money.

Full announcement here.

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