Cash Management

Idle cash is money left on the table.

See cash across every account, put it to work, and move it back when you need it. On one screen.

The problem

The most-watched number is the hardest to see.

At a $20B firm, 2% of assets sitting idle is around $2M of foregone yield a year.

Cash sits across custodians, in default sweeps earning almost nothing, waiting to fund the next wire. Someone tracks it by hand, sometimes running the same report several times a day just to stay current. The cost is quiet but real. That is not a rounding error. That is a number a client would want back.

$2M

Foregone yield a year at a $20B firm, 2% idle

+305

bps pickup vs. default sweep position

1

Screen for cash across every account

Full

Audit trail on every sweep, timestamped

How it works

One workspace, from instruction to settlement.

1
See

One view of cash across every account and entity.

2
Rule

Sweep rules and scheduled transfers keep balances working.

3
Optimize

Idle cash moves to its best-yielding home automatically.

4
Fund

Liquidity moves back when a wire needs funding.

Product walkthrough · Coming soon

The Atomic benefit

The manual work we replace.

The Manual Work
  • ×Idle cash sitting in low-yield default sweeps
  • ×Tracking balances across custodians by hand
  • ×Running the same cash report several times a day
  • ×Manual rotation into higher-yield funds
  • ×No forward view of cash needs
  • ×Reconciling sweeps one account at a time
What Atomic Delivers
  • ✓Multi-account cash visibility in one view
  • ✓Scheduled and recurring transfers
  • ✓Minimum-balance and sweep rules
  • ✓Liquidity and funding automation
  • ✓Higher-yield management across custodians
  • ✓Every sweep reconciled to a single ending balance

See what your idle cash is costing you.

Show us how your firm tracks cash today. We’ll show you the yield you’re leaving behind.