Core Money Movement

Move money without leaving the platform.

Wires, ACH, journals, and checks, executed straight through your custodians. No portal hopping. No re-keying.

The problem

The highest-frequency work is also the most exposed.

Core money movement is where a single error is most expensive.

A wire gets typed into a custodian portal. Then checked. Then typed again somewhere else. Every re-key is a chance for an error, and the errors here are the ones that undo years of trust. Most firms control the risk with people. Two sets of eyes, sometimes three. That is the right instinct. But the manual steps between those checks are where the friction lives.

1st

Fintech live on Schwab’s money movement API

0

Manual portal re-entry steps to complete a payment

4

Payment types: ACH, wire, check, journal

Full

Audit trail on every action, timestamped

How it works

One workspace, from instruction to settlement.

1
Create request

Payment details entered once in Atomic, not re-keyed across portals.

2
Validate

Cash, SLOA, and repeat checks run automatically before submission.

3
Approve

Workflow tasks routed and signed off by the right people.

4
Settle

API call fires directly to the custodian. No portal re-entry.

Product walkthrough · Coming soon

The Atomic benefit

The manual work we replace.

The Manual Work
  • ×Logging into custodian portals to execute
  • ×Re-keying wire instructions by hand
  • ×Separate approvals over email
  • ×Manual validation before each payment
  • ×Reconciling confirmations one by one
  • ×No shared audit trail across the team
What Atomic Delivers
  • ✓Direct execution through custodian APIs
  • ✓Wires, ACH, journals, and checks in one place
  • ✓Configurable maker-checker approvals
  • ✓Automated validation on every request
  • ✓Security rails and controls built in
  • ✓Full audit trail, every action timestamped

See it against your own payment process.

Show us how your firm moves money today. We’ll show you the difference.