Wires, ACH, journals, and checks, executed straight through your custodians. No portal hopping. No re-keying.
The problem
Core money movement is where a single error is most expensive.
A wire gets typed into a custodian portal. Then checked. Then typed again somewhere else. Every re-key is a chance for an error, and the errors here are the ones that undo years of trust. Most firms control the risk with people. Two sets of eyes, sometimes three. That is the right instinct. But the manual steps between those checks are where the friction lives.
Fintech live on Schwab’s money movement API
Manual portal re-entry steps to complete a payment
Payment types: ACH, wire, check, journal
Audit trail on every action, timestamped
How it works
Payment details entered once in Atomic, not re-keyed across portals.
Cash, SLOA, and repeat checks run automatically before submission.
Workflow tasks routed and signed off by the right people.
API call fires directly to the custodian. No portal re-entry.
Product walkthrough · Coming soon
The Atomic benefit
Show us how your firm moves money today. We’ll show you the difference.